Blog

January 25, 2016 – in Car Accidents, Insurance Claims, Personal Injury Law

Do I need to hire a personal injury attorney?

A knowledgeable personal injury attorney brings a lot to the table. But how, specifically, can the right attorney help you with a personal injury case? Do you even need one?

A few weeks ago, we discussed how to find the best personal injury attorney in Atlanta. You should always look at an attorney’s trial experience, the results they have achieved for their clients, and any unique competitive advantage they may have. (For example, Wood & Craig has over 50 years of experience defending insurance companies, giving them a unique advantage in pursuing claims against insurance companies.)

It’s important to find the right attorney for your case. However, in some cases, you may not need a personal injury attorney. For example, if your injuries are minor and the insurance company is willing to settle your claim to your satisfaction, there likely is no need to involve an attorney. Sadly, this is often not the experience for victims of car accidents, motorcycle accidents and trucking accidents.

Here are some ways a personal injury attorney can help.

The insurance company is refusing to work with me.

Sometimes, getting the process started is the most difficult part of having your claim covered. Delays, denials and endless paperwork can become very frustrating, especially if you are recovering from a serious injury.  An experienced personal injury attorney can help with an insurance company that is needlessly delaying or otherwise preventing your claim from being processed.

The insurance company has offered to settle, but medical bills keep coming in.

If an insurance company has offered to settle, it can be tempting to simply accept whatever they offer. If the settlement is fair and covers all your medical bills and there are no complications, that may be the right thing to do. However, if there are lingering questions about the severity of your injuries, the extent of your medical bills or the long-term consequences of the accident, it behooves you to have a personal injury attorney review your settlement offer before accepting it.

If you’d like us to review a settlement, we provide free consultations for all potential clients. Call us at 404-888-9962 to schedule a time with one of our attorneys.

My injuries are severe, but the policy limit on the insurance policy is too low to cover my medical bills.

Unfortunately, for serious accidents, your medical bills may exceed the policy limit of the insurance company. If this is the case, there may be other options, depending on the specifics of your situation. For instance, there may be other insurance companies that may share liability, depending on the nature of the accident. Without an experienced personal injury attorney, it may prove difficult to navigate a situation where multiple insurance companies share liability.

If you have been in a serious accident, call the attorneys at Wood & Craig. We are a firm of experienced personal injury lawyers in Atlanta, and we offer free consultations to all potential clients. Call 404-888-9962 to make an appointment with one of our attorneys to discuss your options.